Martinez Insurance · San Angelo, TX · Español
Home Insurance in San Angelo, TX
Protect your San Angelo home from West Texas hail, wind and fire with coverage built around your property.
Your home is your biggest investment. Martinez Insurance helps homeowners in San Angelo, Tom Green County and the Concho Valley choose homeowners insurance that protects the house, the things inside it and your family's finances.
West Texas weather can be tough on roofs and siding. We take the time to review your deductibles, including wind and hail, so there are no surprises when you need to file a claim.
Home coverage options
Dwelling coverage
Helps repair or rebuild your home after covered damage like fire, hail or windstorms.
Personal property
Covers furniture, electronics, clothing and other belongings if they are damaged or stolen.
Liability protection
Helps if someone is injured on your property or you accidentally damage someone else's property.
Additional living expenses
Helps pay for a place to stay if your home is unlivable after a covered loss.
Other structures
Covers detached garages, fences, sheds and similar structures on your property.
Bundle discounts
Save when you insure your home and auto together.
Why San Angelo chooses Martinez Insurance
- Local agents who understand West Texas hail and wind risks
- Help comparing deductibles and coverage limits
- Multi-policy discounts when you bundle home and auto
- Bilingual service: hablamos español
Areas we serve
San Angelo, Goodfellow AFB, Tom Green County, Wall, Grape Creek, Christoval, Miles and the Concho Valley.
Martinez Insurance
1319 S Oakes St, San Angelo, TX 76903
(325) 655-0960
Monday to Friday, 9:00 AM to 6:00 PM
Insurance that fits life in San Angelo
San Angelo homeowners know spring storms can bring large hail and strong winds with little warning. Older homes, metal roofs and detached workshops are common across Tom Green County, and each one affects your coverage. We review your home's details with you so your policy reflects what it would really cost to repair or rebuild here in the Concho Valley.
How to get your quote
- Call or visit us. Reach our office at (325) 655-0960 or stop by 1319 S Oakes St.
- Tell us what you need. We ask a few simple questions about you, your vehicle, home or family.
- Compare and choose. We explain your options in plain language so you can pick the coverage that fits your budget.
Frequently asked questions
Does homeowners insurance cover hail damage in San Angelo?
Most standard homeowners policies cover hail and wind damage, but many policies in Texas have a separate wind and hail deductible. Our agents will explain your deductible so you know what to expect.
Is homeowners insurance required in Texas?
Texas law does not require homeowners insurance, but if you have a mortgage, your lender will almost always require it.
How much homeowners insurance do I need?
Your dwelling coverage should be enough to rebuild your home at today's construction costs, which can be different from your home's market value. We help you estimate the right amount.
Does homeowners insurance cover flooding?
Standard homeowners policies usually do not cover flood damage. Flood insurance is a separate policy. Ask us about your options.
Can I save by bundling home and auto insurance?
Yes. Bundling your home and auto insurance often lowers your total cost. Ask about multi-policy discounts.
Get your free quote today
Talk to a local agent in English or Spanish. We will compare your options and help you choose with confidence.
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